Often times when a couple is contemplating divorce and chooses to separate, it's important that you do things to protect yourself. Even though during this time you may be working on your marriage, you should plan as though you are getting a divorce. This will make sure that you are not vulnerable should you and your spouse choose to get a divorce later down the line. Let's take a look at 5 important things you should do when you enter into a separation.
Five Important Things You Should Do After Separating from Your Spouse in Wheat Ridge
1. Remove valuable items that belong to you from the marital home. Everyone hopes that they can have a very amicable separation or divorce, but that is not always the case. Make sure you keep any meaningful items that belong to you with you. You don't want to leave your important things vulnerable to a vengeful person.
2. Change personal passwords. Often, a spouse will have access to your email, iCloud, or other interfaces that store personal information. You should change your passwords to make sure they can no longer access these accounts. If you have reached out to an attorney about moving forward with a divorce, you don't want your spouse to see any confidential correspondence.
3. Keep some cash. Now, this can be tricky because you don't want to clean out your accounts. In fact, you shouldn't mess with anything that is considered marital property. But, you can put some money aside going forward to make sure that your spouse cannot take all your financial resources and leave you with nothing.
4. Change PIN numbers on bank accounts. If a spouse feels that their relationship is heading for divorce, it's not uncommon for that spouse to try and control the money. You can change the access and PIN numbers to your credit cards, debit cards, bank accounts, etc. This would keep your spouse from taking all your resources.
5. Modify your estate plan. Likely, your spouse is listed as the beneficiary of insurance policies, will, and any other documents that need a beneficiary or next of kin named. You should change these to someone else.